[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fNWpWyL3d64w86hpvZXIgFwnhInIkiWm__taF4m369cU":3},{"code":4,"msg":5,"data":6},200,"操作成功",{"id":7,"title":8,"content":9,"digest":10,"source":10,"coverPath":11,"thumbsCoverPath":12,"isTop":13,"isShow":14,"baseClick":13,"clickCount":15,"createTime":16,"typeId":17,"isNewest":18,"newsInfoTypeRespVo":19,"voiceUrl":10,"voiceSize":22,"taskId":23,"releaseTime":24,"titleEn":25,"contentEn":26,"voiceUrlEn":27,"taskIdEn":28,"voiceSizeEn":29},1622,"蚂蚁数科金融AI落地保险业，与同方全球人寿签约保险AI创新应用","\u003Cp>\u003Cstrong style=\"font-size: 18px; color: rgb(255, 153, 0);\">1月22日，蚂蚁数科与同方全球人寿签署“保险AI创新应用”合作协议。双方将以人工智能技术为核心，在保险全业务领域深化合作。此次合作标志着金融AI技术在保险业务场景的深度融合，旨在通过科技赋能重塑业务流程，提升运营效率与风控水平。\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">当前，AI技术已成为保险业高质量发展的重要引擎。从2025年中期业绩报告可见，头部险企纷纷将AI列为战略重点，围绕客户体验、产品体系和专业能力建设等，以技术驱动金融创新。艾瑞咨询预测，2025年中国保险业科技投入将突破670亿元，智能化转型进入加速期。而理赔环节的智能化是保险AI升级的重要一环。传统理赔模式下，大量成本沉淀于人工审核、单证传递与多方沟通等环节，成为效率提升的主要瓶颈。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">针对以上痛点，蚂蚁数科与同方全球人寿共同研发的智能理赔系统，基于AI智能体与多模态大模型技术，实现材料防伪核验、智能分类、质量检测、上下文语义解析及缺件自动提示、结合保单责任自动审核等核心能力，该系统识别准确率超过99%，可大幅降低人工审核与沟通成本。测试数据显示，该系统将整体理赔效率提升近一倍，部分简易案件可实现从提交、审核到赔款到账的全流程一小时办结。该项目因其在客户体验与风险防控方面的突出表现，成功入选《金融时报》“金龙·金融力量”年度案例。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cimg alt=\"\" src=\"https:\u002F\u002Fimage.51xinwei.com\u002F2026\u002F03\u002Fhistory\u002F429dd91d25a046aeb37f6fe691149b87.png\" width=\"818\" height=\"null\" style=\"display: block; margin: auto;\">\u003Cp class=\"ql-align-center\">\u003Cspan style=\"color: rgb(136, 136, 136);\">蚂蚁数科金融AI落地保险业，与同方全球人寿签约保险AI创新应用\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">签约仪式上，同方全球人寿总经理朱庆国表示：“同方全球人寿与蚂蚁数科在智能理赔项目上的成功实践为进一步合作奠定了坚实的基础。我们期待与蚂蚁数科一起将创新的模式系统性地推广到更多业务领域，为客户提供更智能、更安心的保险服务。”\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">蚂蚁数科副总裁孙磊表示：“蚂蚁数科在金融AI领域已沉淀了完善的方法论与全栈技术解决方案。我们期待与同方全球人寿开展深度协同，通过技术共享与场景共创，共同打造保险业AI升级的行业范本，助力行业实现系统性提升。”\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">据悉，双方将进一步整合在保险业务场景理解与AI技术应用方面的双重优势，共同探索核保、营销、风控、客户服务等环节的整体智能化解决方案。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"color: rgb(136, 136, 136);\">【新闻来源】新知号 \u003C\u002Fspan>\u003Ca href=\"https:\u002F\u002Fwww.msn.cn\u002Fzh-cn\u002Fnews\u002Fother\u002Far-AA1UK2rY?ocid=msedgdhphdr&cvid=6972e1174d08428bbbe3b32719055210&ei=17\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: rgb(136, 136, 136);\"> https:\u002F\u002Fwww.msn.cn\u002Fzh-cn\u002Fnews\u002Fother\u002Far-AA1RTDQy?ocid=BingHp01&cvid=6936317f054647a2afcd53fafcde084a&ei\u003C\u002Fa>\u003C\u002Fp>\u003Cp class=\"ql-align-justify\">\u003Cspan style=\"color: rgb(136, 136, 136);\">（本网转发此文章，旨在为读者提供更多的信息资讯，所涉内容不构成投资、消费建议。文章事实如有疑问，请与有关方核实，文章观点非本网观点，仅供读者参考。）\u003C\u002Fspan>\u003C\u002Fp>","","https:\u002F\u002Fimage.51xinwei.com\u002F2026\u002F01\u002Fa74d0689f7e04a47b9f2ad3b59c66468\u002FAI领域.jpg","https:\u002F\u002Fimage.51xinwei.com\u002F2026\u002F01\u002Fthumbs\u002Fa74d0689f7e04a47b9f2ad3b59c66468\u002FAI领域.jpg",0,1,58,"2026-01-26 10:08",2,false,{"id":17,"name":20,"enName":21},"芯位视野","Xinwei Vision",4974738,"f97506b8-db6f-4f85-8cec-614ee5f146d6","2026-01-26 10:05","Ant Financial AI Technology Applied to the Insurance Industry, Sign Cooperation Agreement for Insurance AI Innovation","\u003Cp>\u003Cstrong style=\"font-size: 18px; color: rgb(255, 153, 0);\">On January 22, Ant Financial signed a cooperation agreement for \"Insurance AI Innovation Application\" with Tongfang Global Life Insurance. Both parties will deepen cooperation in the entire insurance business field with artificial intelligence technology as the core. This cooperation marks the deep integration of financial AI technology in insurance business scenarios, aiming to reshape business processes through technological empowerment, and improve operational efficiency and risk control levels.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">Currently, AI technology has become an important engine for the high-quality development of the insurance industry. According to the mid-year performance report of 2025, leading insurance companies have all listed AI as a strategic priority, driving financial innovation through technology around customer experience, product systems, and professional capability construction. Aii Research predicts that China's insurance industry's technology investment will exceed 67 billion yuan in 2025, entering an accelerated period of intelligent transformation. The intelligentization of the claims process is an important part of the upgrade of insurance AI. Under traditional claims models, a large amount of cost is accumulated in manual review, document transmission, and multi-party communication, becoming a major bottleneck for efficiency improvement.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">To address these pain points, the intelligent claims system jointly developed by Ant Financial and Tongfang Global Life Insurance, based on AI agents and multimodal large model technology, achieves core capabilities such as material anti-counterfeiting verification, intelligent classification, quality inspection, context semantic analysis, automatic prompt for missing documents, and automatic review of policy liabilities. The system's identification accuracy exceeds 99%, significantly reducing the cost of manual review and communication. Test data shows that this system nearly doubles the overall claims efficiency, and some simple cases can be completed in one hour from submission, review to payment. This project was successfully selected as an annual case of the \"Golden Dragon - Financial Power\" by the Financial Times due to its outstanding performance in customer experience and risk control.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cimg alt=\"\" src=\"https:\u002F\u002Fimage.51xinwei.com\u002F2026\u002F03\u002Fhistory\u002F429dd91d25a046aeb37f6fe691149b87.png\" width=\"818\" height=\"null\" style=\"display: block; margin: auto;\">\u003Cp class=\"ql-align-center\">\u003Cspan style=\"color: rgb(136, 136, 136);\">Ant Financial AI Technology Applied to the Insurance Industry, Sign Cooperation Agreement for Insurance AI Innovation Application\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">At the signing ceremony, Zhu Qingguo, General Manager of Tongfang Global Life Insurance, stated, \"The successful practice of the intelligent claims project between Tongfang Global Life Insurance and Ant Financial has laid a solid foundation for further cooperation. We look forward to promoting the innovative model systematically to more business areas with Ant Financial, providing customers with smarter and more reassuring insurance services.\"\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">Sun Lei, Vice President of Ant Financial, said, \"Ant Financial has accumulated a complete methodology and full-stack technical solutions in the field of financial AI. We look forward to conducting in-depth collaboration with Tongfang Global Life Insurance, jointly creating an industry benchmark for the AI upgrade of the insurance industry through technology sharing and scenario co-creation, and helping the industry achieve systematic improvements.\"\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">It is reported that both sides will further integrate their dual strengths in understanding insurance business scenarios and applying AI technology, and jointly explore comprehensive intelligent solutions in aspects such as underwriting, marketing, risk control, and customer service.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"color: rgb(136, 136, 136);\">【News Source】 Xin Zhi Hao \u003C\u002Fspan>\u003Ca href=\"https:\u002F\u002Fwww.msn.cn\u002Fzh-cn\u002Fnews\u002Fother\u002Far-AA1UK2rY?ocid=msedgdhphdr&cvid=6972e1174d08428bbbe3b32719055210&ei=17\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: rgb(136, 136, 136);\"> https:\u002F\u002Fwww.msn.cn\u002Fzh-cn\u002Fnews\u002Fother\u002Far-AA1RTDQy?ocid=BingHp01&cvid=6936317f054647a2afcd53fafcde084a&ei\u003C\u002Fa>\u003C\u002Fp>\u003Cp class=\"ql-align-justify\">\u003Cspan style=\"color: rgb(136, 136, 136);\">（This article is reprinted by this website to provide readers with more information and news. The content involved does not constitute investment or consumption advice. If there are any questions about the facts of the article, please verify with the relevant parties. The views of the article are not the views of this website, and are for reference only.)\u003C\u002Fspan>\u003C\u002Fp>","https:\u002F\u002Fxinwei-dev-test.oss-cn-shenzhen.aliyuncs.com\u002Fintelligent\u002Faudio%3A8055c33c-0492-4d13-ac81-479558b20528%3A0.wav?Expires=1775171398&OSSAccessKeyId=LTAI5tNvY2RkKjZw4LLWsrPK&Signature=3hS04BgQRQuu6KTXMIeYxVdhNqU%3D","8055c33c-0492-4d13-ac81-479558b20528",6944416]